Liens

The Recorder's Office has information on record for several types of liens. The records are open to the public. The most common lien is a mortgage on real estate. A mortgage would include information about the lending institution, the mortgage amount and the due date or enough information to calculate a due date.

Mechanic's Liens
Mechanic's liens are recorded by a person furnishing labor or materials for unpaid work done on real property. 
 
Tax Liens
You can search by name for state and federal tax liens recorded by a government agency for failure of payment of personal, business or real property taxes. The Recorder’s Office staff will do a tax lien search for a per name fee or you can come to the office to view the records yourself at no cost. In most cases tax liens are not indexed against a parcel of land. They are indexed by taxpayer name.

Abstract Titles
When an abstract is brought up to date abstractors search by name and by legal description so tax liens appear in abstracts even when they are not indexed by legal description in the Recorder’s Office. Judgments will show on an abstract but the information is obtained at the Clay County Court Administration Office. When an abstract is brought up to date, an abstract company does various searches in and outside of the courthouse.

Searching for liens in the courthouse is not the same as bringing an abstract up to date. Most lending institutions will require an attorney do a title opinion after an abstract is brought up to date to determine if there are liens on the property.

Miscellaneous Documents
For almost every type of document that places a liability on land, a related recordable document reverses the original action. Many are simply called releases, while other terms include satisfaction, termination or cancellation.

See the Research Policy page for more information.