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Event Details

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Date:
September 7, 2023
Time:
9:50 AM - 10:00 AM
Time Details:
MUST BE PRESENT AT 10AM TO BID
Address:
Clay County, MN 56560
Cost:
CERTIFIED FUNDS ARE DUE AT TIME OF SALE
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CANCELLED - 809 Main Street, Hawley, MN 56549

Thursday, September 7, 2023


NOTICE OF MORTGAGE FORECLOSURE SALE

 

 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

 

NOTICE IS HEREBY GIVEN:   That default has occurred in the conditions of the following described mortgage:

 

DATE OF MORTGAGE: November 27, 2017

 

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,464.00

 

MORTGAGOR(S): Jamie S. Smith and Shawn Smith, wife and husband

 

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Guaranty Mortgage Corporation

 

DATE AND PLACE OF FILING: Recorded on November 28, 2017 as Document Number 775215 in the Office of the County Recorder of Clay County, Minnesota.

 

ASSIGNMENTS OF MORTGAGE: Assigned to: Lakeview Loan Servicing, LLC by assignment recorded on August 6, 2020 as Document Number 804104 in the Office of the County Recorder of Clay County, Minnesota.

 

LEGAL DESCRIPTION OF PROPERTY: Lot 8, in Block 1, of Burlington Park to the City of Hawley, situate in the County of Clay and the State of Minnesota.

Property Address: 809 Main St, Hawley, MN 56549

Property Type: Abstract.

 

STREET ADDRESS OF PROPERTY: 809 MAIN STREET, HAWLEY, MN 56549

 

COUNTY IN WHICH PROPERTY IS LOCATED: Clay County, Minnesota.

 

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $132,942.82

 

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

 

NAME OF MORTGAGE ORIGINATOR: First Guaranty Mortgage Corporation

 

RESIDENTIAL SERVICER: Flagstar Bank, N.A.

 

TAX PARCEL IDENTIFICATION NUMBER: 56.065.0080

 

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1000314-0000232916-0

 

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

 

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

 

DATE AND TIME OF SALE: September 07, 2023 at 10:00 AM.

 

PLACE OF SALE: Clay County Sheriff’s Office, 911 11th Street North, Moorhead, MN 56560.

 

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.  

 

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 7, 2024.

 

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

 

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

 

Dated: July 12, 2023

 

LAKEVIEW LOAN SERVICING, LLC

Mortgagee

 

TROTT LAW, P.C.

 

By:                      /s/                          

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

*Sung Woo Hong, Esq.*

Attorneys for Mortgagee

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(22-0052-FC04)

 

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

 

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