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Event Details

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Date:
September 14, 2023
Time:
9:50 AM - 10:00 AM
Time Details:
MUST BE PRESENT AT 10AM TO BID
Address:
Clay County, MN 56560
Cost:
CERTIFIED FUNDS ARE DUE AT TIME OF SALE
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CANCELLED - 4112 Highway 75 North, Moorhead, MN 56560

Thursday, September 14, 2023


NOTICE OF MORTGAGE FORECLOSURE SALE

Minn. Stat. 580.025, 580.04

DATE: June 22, 2023

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE TO BE FORECLOSED

1. Date of Mortgage: May 25, 2012

2. Mortgagor: Duane Carpenter and Marlys E. Carpenter, husband and wife

3. Mortgagee: Bell Bank (formerly known as State Bank & Trust)

4. Recording Information: Recorded on May 31, 2012, at 2:49 PM as Document Number 709201 in the Office of the County Recorder in Clay County, Minnesota.

5. Assignments of Mortgage, if any: Not applicable.

INFORMATION REGARDING MORTGAGED PREMISES

6. Tax parcel identification number of the mortgaged premises: 23.028.1201

7. Legal description of the mortgaged premises:

THAT PART OF THE SOUTH 2/3 OF THE N/12 OF THE NE1/4 OF SECTION TWENTY-EIGHT, TOWNSHIP ONE HUNDRED AND FORTY (140), RANGE FORTY-EIGHT (48), OF THE FIFTH PRINCIPAL MERIDIAN, SITUATE IN THE COUNTY OF CLAY AND THE STATE OF MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT A POINT 444 FEET SOUTH OF THE INTERSECTION OF THE EAST LINE OF MINNESOTA TRUNK HIGHWAY #75 AND THE NORTH LINE OF SECTION TWENTY-EIGHT (28); THENCE NORTH 89 DEGREES 55’ EAST 218 FEET; THENCE SOUTH 249.50 FEET PARALLEL TO SAID HIGHWAY; THENCE NORTH 23 DEGREES 55’ WEST 240 FEET TO THE EAST LINE OF MINNESOTA TRUNK HIGHWAY NO. 75 THENCE NORTH ON THE SAID EAST LINE OF THE HIGHWAY A DISTANCE OF 150 FEET, MORE OR LESS, TO THE POINT OF BEGINNING

8. The physical street address, city, and zip code of the mortgaged premises: 4112 HWY 75 N, Moorhead, MN 56560.

OTHER FORECLOSURE DATA

9. The person holding the Mortgage IS NOT a transaction agent, as defined by Minn. Stat. § 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. § 58.02, is/are: Bell Bank, formerly known as State Bank & Trust.

10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. § 58.02, is: Not applicable.

INFORMATION REGARDING FORECLOSURE

11. The requisites of Minn. Stat. 580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $105,993.28.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $74,113.67 plus allowed costs and attorney’s fees.

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Clay County, Minnesota, at public auction on August 8, 2023, 10:00 a.m., at the Clay County Sheriff’s Office, 911 11th St N, Moorhead, MN 56560.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives of assigns is six (6) months after the date of sale.

16. Minn. Stat 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. January 8, 2024.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE (5) UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Attorney(s) for Mortgagee:

John D. Schroeder and Ryan W. Ames

Zimney Foster P.C.

3100 South Columbia Road, Suite 200

Grand Forks, ND 58201

Name of Mortgagee: Bell Bank formerly known as State Bank & Trust

PLEASE BE ADVISED THAT THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE


NOTICE OF POSTPONEMENT

Minn. Stat. 580.07

DATE: August 7, 2023

YOU ARE NOTIFIED that the below referenced sale scheduled for August 8, 2023, at 10:00 AM, has been postponed to September 14, 2023, at 10:00 AM, located at Clay County Sheriff’s Office, 911 11th Street North, Moorhead, Minnesota 56560. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. If the Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2024, or the next business day if March 14, 2024 falls on a Saturday, Sunday or legal holiday.

Attorney(s) for Mortgagee:

Ryan W. Ames,

Zimney Foster P.C.

3100 South Columbia Road, Suite 200

Grand Forks, ND 58201

Name of Mortgagee: Bell Bank

NOTICE OF MORTGAGE FORECLOSURE SALE

Minn. Stat. 580.025, 580.04

DATE: June 12, 2023

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE TO BE FORECLOSED

1. Date of Mortgage: May 25, 2012

2. Mortgagor: Duane Carpenter and Marlys E. Carpenter, husband and wife

3. Mortgagee: Bell Bank (formerly known as State Bank & Trust)

4. Recording Information: Recorded on May 31, 2012, at 2:49 PM as Document Number 709201 in the Office of the County Recorder in Clay County, Minnesota.

5. Assignments of Mortgage, if any: Not applicable.

INFORMATION REGARDING MORTGAGED PREMISES

6. Tax parcel identification number of the mortgaged premises: 23.028.1201

7. Legal description of the mortgaged premises:

THAT PART OF THE SOUTH 2/3 OF THE N1/2 OF THE NE1/4 OF SECTION TWENTY-EIGHT, TOWNSHIP ONE HUNDRED AND FORTY (140), RANGE FORTY-EIGHT (48), OF THE FIFTH PRINCIPAL MERIDIAN, SITUATE IN THE COUNTY OF CLAY AND THE STATE OF MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT A POINT 444 FEET SOUTH OF THE INTERSECTION OF THE EAST LINE OF MINNESOTA TRUNK HIGHWAY #75 AND THE NORTH LINE OF SECTION TWENTY-EIGHT (28); THENCE NORTH 89 DEGREES 55’ EAST 218 FEET; THENCE SOUTH 249.50 FEET PARALLEL TO SAID HIGHWAY; THENCE NORTH 23 DEGREES 55’ WEST 240 FEET TO THE EAST LINE OF MINNESOTA TRUNK HIGHWAY NO. 75 THENCE NORTH ON THE SAID EAST LINE OF THE HIGHWAY A DISTANCE OF 150 FEET, MORE OR LESS, TO THE POINT OF BEGINNING

.

8. The physical street address, city, and zip code of the mortgaged premises: 4112 Highway 75 North, Moorhead, Minnesota 56560.

OTHER FORECLOSURE DATA

9. The person holding the Mortgage IS NOT a transaction agent, as defined by Minn. Stat. § 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. § 58.02, is/are: Bell Bank, formerly known as State Bank & Trust.

10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. § 58.02, is: Not applicable.

INFORMATION REGARDING FORECLOSURE

11. The requisites of Minn. Stat. 580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $105,993.28.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $74,004.58 plus allowed costs and attorney’s fees.

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Clay County, Minnesota, at public auction on August 8, 2023, 10:00 a.m., at Clay County Sheriff’s Office, 911 11th Street North, Moorhead, Minnesota 56560.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.

16. Minn. Stat 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. February 8, 2024.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE (5) UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Attorney(s) for Mortgagee:

Ryan W. Ames

Zimney Foster P.C.

3100 South Columbia Road, Suite 200

Grand Forks, ND 58201

Name of Mortgagee: Bell Bank formerly known as State Bank & Trust

PLEASE BE ADVISED THAT THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

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