NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 16, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,800.00
MORTGAGOR(S): Shawn D. Gruenhagen and Tracy L. Gruenhagen, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Valley Mortgage, Inc.
DATE AND PLACE OF FILING: Recorded on March 22, 2007 as Document Number 639637 in the Office of the County Recorder of Clay County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on February 20, 2014 as Document Number 731457 in the Office of the County Recorder of Clay County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: The Southeast 75 feet of Lot 1, Block 3, Morningside Addition to the City of Moorhead, situate in the County of Clay and the State of Minnesota, according to the certified plat thereof.
STREET ADDRESS OF PROPERTY: 538 BIRCH LANE, MOORHEAD, MN 56560-3225
COUNTY IN WHICH PROPERTY IS LOCATED: Clay County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $111,241.99
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Valley Mortgage, Inc.
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 58.531.0900
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100162500023987366
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 30, 2023 at 10:00 AM.
PLACE OF SALE: Clay County Sheriff’s Office, 911 11th Street North, Moorhead, MN 56560.
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 30, 2024.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Shawn D. Gruenhagen and Tracy L. Gruenhagen
Dated: October 04, 2023
WELLS FARGO BANK, N.A.
TROTT LAW, P.C.
N. Kibongni Fondungallah, Esq.
Samuel R. Coleman, Esq.
*Sung Woo Hong, Esq.*
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.