July 1, 2020
MUST BE PRESENT AT 9:00 AM TO BID
911 11th Street North
Moorhead, MN 56560
NOTICE OF MORTGAGE FORECLOSURE SALE
4004 9th Street South, Moorhead
Wednesday, July 1, 2020
BOK FINANCIAL, NA
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 05, 2015
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,749.00
MORTGAGOR(S): Heather Lyon and Steven Lyon, Wife and Husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee, for First International Bank & Trust, its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: November 05, 2015 Clay County Recorder Document Number: 751211
ASSIGNMENTS OF MORTGAGE:
And assigned to: BOKF, N.A.
Dated: January 29, 2020
Recorded: January 31, 2020 Clay County Recorder Document Number: 797877
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1000805-0000018873-0
Lender or Broker: First International Bank & Trust
Residential Mortgage Servicer: BOK Financial, N.A. Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Clay
Property Address: 4004 9th St S, Moorhead, MN 56560-7465
Tax Parcel ID Number: 56.608.0285
LEGAL DESCRIPTION OF PROPERTY: That part ofL0t one, in Block Two, of Prairie Skies First Addition to the City of Moorhead, situate in the County of Clay and the State of Minnesota, lying Southerly of a line described as follows: Commencing at the Northwest corner of said Lot One; thence South 00 0 14'54" East (assumed bearing) along the Westerly line of said Lot One, for a distance of 40.00 feet to the true point of beginning of the line to be described; thence North 89045'06" East, along a party wall as extended West, along said party wall, and along said party wall as extended East, for a distance of 120.00 feet to a point of intersection with the Easterly Line of said Lot One, said line there terminating.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,190.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 07, 2020 at 9:00 AM
PLACE OF SALE: Sheriffs Main Office, 91 1 1 Ith Street North, Moorhead, Minnesota 56560
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under
Minn. Stat. *580.23, the Mortgagor must vacate the property on or before I I :59 p.m. on October 07, 2020, or the next business day if October 07, 2020 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE
MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,
SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED
PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: February 24, 2020
ASSIGNEE OF MORTGAGEE: BOKF, N.A.
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
7616 Currell Blvd; Ste 200
Woodbury, MN 55125-2296