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Date:
June 3, 2020
Time:
8:50 AM - 9:00 AM
Time Details:
MUST BE PRESENT AT 9:00 AM TO BID
Location:
Law Enforcement Center
Address:
911 11th Street North
Moorhead, MN 56560
Contact:
218-299-5151
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4303 23rd Avenue S., Moorhead, MN 56560

Wednesday, June 3, 2020


NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.    

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

Mortgagor:

Kari L. Hegg and Brian K. Hegg, wife and husband as joint tenants

Mortgagee:

Mortgage Electronic Registration Systems, Inc. as nominee for Western State Bank

Dated:

11/28/2017

Recorded:

11/30/2017

Clay County Recorder Document No. 775278                                                                  

Assigned To:                 Western State Bank, a Corporation

Dated:                            10/29/2019

Recorded:                      10/29/2019

Clay County Recorder Document No. 795041


Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1004836-0000013226-7 Lender or Broker: Western State Bank

Residential Mortgage Servicer: Midwest Loan Services

Mortgage Originator: Western State Bank

LEGAL DESCRIPTION OF PROPERTY: Lot Four, in Block Two, of Horizon Shores 10th Addition to the City of Moorhead, situate in the County of Clay and the State of Minnesota

This is Abstract Property.

TAX PARCEL NO.: 58.353.0080

ADDRESS OF PROPERTY:

4303 23RD AVE S

MOORHEAD, MN 56560

COUNTY IN WHICH PROPERTY IS LOCATED: Clay

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $398,309.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $411,496.53

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;          

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 2, 2020, 09:00 AM

PLACE OF SALE: Sheriffs Office, 911 11th st. N., Moorhead, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 2, 2020 at I l p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at I I :59 p.m.

FROM_FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S

PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL

ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: February 13, 2020

Western State Bank, Assignee of Mortgagee

By: HALLIDAY, WATKINS & MANN, P.c.

Attorneys for:

Western State Bank, Assignee of Mortgagee

101 Fifth Street East, Suite 2626

St. Paul, MN 55101 651-291-8955

651-228-1753 (fax)

FROM A DEBTCOLLECTORATTEMPTINGTCCOLLECTA DEBTÄ ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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