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Event Details

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Date:
October 11, 2022
Time:
8:50 AM - 9:00 AM
Time Details:
MUST BE PRESENT AT 9AM TO BID.
Location:
Law Enforcement Center
Address:
911 11th St. N.
Moorhead, MN 56560
Cost:
CERTIFIED FUNDS ARE DUE AT TIME OF SALE.
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516 11th Street North, Moorhead, MN 56560

Tuesday, October 11, 2022


NOTICE OF MORTGAGE FORECLOSURE SALE

 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

 

         NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

         DATE OF MORTGAGE:   December 18, 2018

         MORTGAGOR: Nicholas P Colton, a married person.

         MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as mortgagee, as nominee for Cardinal Financial Company, Limited Partnership its successors and assigns.

         DATE AND PLACE OF RECORDING:   Recorded December 20, 2018 Clay County Recorder, Document No. 786010.

         ASSIGNMENTS OF MORTGAGE:   Assigned to:   Cardinal Financial Company, Limited Partnership.  Dated June 29, 2022 Recorded July 7, 2022, as Document No. 830090 as corrected by Document Dated July 29, 2022 Recorded August 4, 2022 as Document No. 830977.                

 

         TRANSACTION AGENT:  Mortgage Electronic Registration Systems, Inc.

         TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE:  100092200022362654

         LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  Cardinal Financial Company, Limited Partnership

         RESIDENTIAL MORTGAGE SERVICER:  Cardinal Financial Company, Limited Partnership

         MORTGAGED PROPERTY ADDRESS:  516 11th Street North, Moorhead, MN 56560

         TAX PARCEL I.D. #:  58.712.0110

         LEGAL DESCRIPTION OF PROPERTY:

         Lot 3, in Block 3, of Schramm's First Addition to the City of Moorhead, Clay County, Minnesota.

         COUNTY IN WHICH PROPERTY IS LOCATED:     Clay

         ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:          $141,941.00

         AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:    $141,509.15

          That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

         PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

         DATE AND TIME OF SALE: October 11, 2022 at 9:00 AM

         PLACE OF SALE:  Sheriff's Office, Law Enforcement Center, 911 11th Street North, Moorhead, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

 

         TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 11, 2023, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

 

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

 

         Dated: August 9, 2022

 

 

Cardinal Financial Company, Limited Partnership

Mortgagee/Assignee of Mortgagee

 

 

LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

9 - 22-003838 FC

 

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

 

Document version 1.2 July  20, 2021


 

 


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