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Event Details

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Date:
October 24, 2022
Time:
8:50 AM - 9:00 AM
Time Details:
MUST BE PRESENT AT 9AM TO BID
Location:
Law Enforcement Center
Address:
911 11th St. N.
Moorhead, MN 56560
Cost:
CERTIFIED FUNDS ARE DUE AT TIME OF SALE
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4590 16th Street South, Moorhead, MN 56560

Monday, October 24, 2022


NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 04/28/2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,000.00

MORTGAGOR(S): Jacob A. Singsank, an umarried man

MORTGAGEE: Navy Federal Credit Union

DATE AND PLACE OF FILING:04/29/2016 as Document# 756194 in the Office of the County Recorder in Clay County, Minnesota.

TAX PARCEL I.D. NO.: 58.614.0180

LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen, in Block One, of Prairie Meadows 4th Addition to the City of Moorhead, situate in the County of Clay and the State of Minnesota. Abstract Property

STREET ADDRESS OF PROPERTY: 4590 16th Street South, Moorhead, MN 56560

COUNTY IN WHICH PROPERTY IS LOCATED: Clay

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Navy Federal Credit Union

RESIDENTIAL MORTGAGE SERVICER: Navy Federal Credit Union

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $258,297.87 AS OF 06/28/2022.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Clay County, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 09/22/2022 at 9:00 AM

PLACE OF SALE: Clay County Sheriffs Office, 915 Ninth Avenue North, Moorhead, MN 56560 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months.

TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. 580.30 or redeemed under Minn. Stat. 580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 02/19/2023, or the next business day if 02/19/2023 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THTNGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLTNG OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Publication to begin the week of:07/31/2022 - 08/06/2022

Navy Federal Credit Union, Mortgagee/mortgagee Assignee

The Sayer Law Group, P.C., By Brian G. Sayer, Attorney for Mortgagee/Mortgagee Assignee

925E4th St., Waterloo,IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



NOTICE OF POSTPONEMENT

The attached referenced sale scheduled for 09/22/2022 is hereby postponed 10/24/2022 at 9:00 A.M. at the Clay County Sheriff s Office, 915 Ninth Ave North, Moorhead, MN 56560. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 04/24/2023 or the next business day if 04/24/2023 falls on a Saturday, Sunday or legal holiday.

Dated: 09/01/2022

Navy Federal Credit Union, Mortgagee/Mortgagee As signee

The Sayer Law Group, P.C., By Brian G. Sayer, Attorney for Mortgagee/Mortgagee Assignee

925 E 4h St., Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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