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Event Details

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Date:
December 1, 2022
Time:
8:50 AM - 9:00 AM
Time Details:
MUST BE PRESENT AT 9AM TO BID
Location:
Law Enforcement Center
Address:
911 11th St. N.
Moorhead, MN 56560
Cost:
CERTIFIED FUNDS ARE DUE AT TIME OF SALE
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POSTPONED - 305 Northern Pacific Avenue West, Ulen, MN 56585

Thursday, December 1, 2022


NOTICE OF MORTGAGE FORECLOSURE SALE

 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

 

         NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

         DATE OF MORTGAGE:   October 27, 2017

         MORTGAGOR: Royal C Bowers and Nicole M Bowers, Husband and Wife, Joint Tenants.

         MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Western State Bank its successors and assigns.

         DATE AND PLACE OF RECORDING:   Recorded November 6, 2017 Clay County Recorder, Document No. 774565.

         ASSIGNMENTS OF MORTGAGE:   Assigned to:   Freedom Mortgage Corporation.   Dated July 26, 2021 Recorded July 26, 2021, as Document No. 818745.                

 

         TRANSACTION AGENT:  Mortgage Electronic Registration Systems, Inc.

         TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE:  1004836-0000012703-6

         LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  Western State Bank

         RESIDENTIAL MORTGAGE SERVICER:  Freedom Mortgage Corporation

         MORTGAGED PROPERTY ADDRESS:  305 Northern Pacific Avenue West, Ulen, MN 56585

         TAX PARCEL I.D. #:  601500010

         LEGAL DESCRIPTION OF PROPERTY:

         Lot One in Block One of Ole Asleson's Sixth Addition to the City of Ulen, situate in the County of Clay and the State of Minnesota.

         COUNTY IN WHICH PROPERTY IS LOCATED:     Clay

         ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:          $126,161.00

         AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:    $124,272.71

          That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

         PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

         DATE AND TIME OF SALE: July 21, 2022 at 9:00 AM

         PLACE OF SALE:  Sheriff's Office, Law Enforcement Center, 911 11th Street North, Moorhead, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

 

         TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2023, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

 

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

 

         Dated: May 18, 2022

 

 

Freedom Mortgage Corporation

Mortgagee/Assignee of Mortgagee

 

 

LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

46 - 22-003220 FC

 

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

 

Document version 1.2 July  20, 2021


NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE

 

Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 1, 2022 at 9:00 AM at the Sheriff's Office, Law Enforcement Center, 911 11th Street North, Moorhead, MN, in said county and state.

 

Dated:  September 8, 2022.

 

 

Freedom Mortgage Corporation

Mortgagee/Assignee of Mortgagee

 

 

LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

46 - 22-003220 FC

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.



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